Loan & APR Calculator
Compare monthly payments and interest with an up-front deposit deducted at the start.
1) Payment & Schedule from APR
| Month | Opening Balance | Interest | Payment | Principal | Closing Balance |
|---|---|---|---|---|---|
| Total | £0.00 | £0.00 | £0.00 |
Deposit is applied up‑front; schedule starts from the net amount financed.
2) APR Solver from Payment
| Month | Opening Balance | Interest | Payment | Principal | Closing Balance |
|---|---|---|---|---|---|
| Total | £0.00 | £0.00 | £0.00 |
Deposit reduces the financed amount before solving APR; grand totals include deposit.